We are currently looking for an Official SelfGrowth.com Guide to "Personal Finance". If you have expertise in Personal Finance and your own website and/or product for this topic, please reviewthis formfor complete details. The Official Guide Position is part of ourPremium Placement Package
Many people will admit that moving can be a very stressful and inconvenient process. Yes, there's usually a level of excitement when it's time to settle and enjoy your new place. However, the transition period can be challenging. However, things can go smoothly when you become intentional about ... Views:36
Talking about financial success, does the so-called “snowflake generation” think of this? This generation is said to be more vulnerable in considering and understanding other people’s views because they are more concerned with their image and social status.
Financial success is an important ... Views:54
How would you like to get the latest tech gadgets, without having to spend a whole lot of money to have the latest tech gadgets? Believe it or not, this is possible. You just have to be a savvy shopper. What you don't want to do is go out and spend a lot of money on the first item you see. It is ... Views:74
If you are like most people, you have been short on cash at one time or another. You may have had an unexpected bill arrive that needs to be paid. Your car may need to be repaired. You may have veered off your budget a bit and you are short on cash. Whatever the reason that you need the cash, ... Views:60
Most people can say that at one point or another, they have found themselves in financial trouble. Some people pick up extra shifts at work to make some extra cash. Some ask a friend or family member for help. If a person doesn't have either of these options, they take out a payday loan from a ... Views:63
Salt water swimming pools have grown in popularity in many areas of the country.
Due to the growing popularity many home sellers consider converting their chlorine swimming pool to a salt water pool.
Our friends at the Swimming Pool Place in Miami, Florida gave us the Top 4 Things Home ... Views:134
These days, it's difficult to turn on the television or browse social media without hearing a story about human suffering. We all wish that we could do more to help our community and our world, but time and money don't always permit us to volunteer in-person.
Thankfully, there are ways to ... Views:299
Living within your ways is not as challenging as the majority of people make it out to be. It takes some discipline however it can be well worth the effort.
At least, you will have the ability to sleep during the night understanding you aren't strained with a heavy financial obligation ... Views:57
Inflation is starting to creep up as the election year comes around the corner. At the same time the shilling is rapidly losing ground against the dollar. The shilling is trading at an average 3,500 against the greenback, its lowest level.
The Central Bank has started tightening monetary ... Views:41
Fast loans are a thing of future. We all suffer situations where we are empty pocketed. Life is unpredictable and can ever changing; several incidents may arise where we find ourselves in dilemma and out of cash as well. These types of situations need to be tackled quickly to avoid extra ... Views:89
A situation where you find yourself in a middle of nowhere and out of cash; nothing can be more disastrous than this. There are times when situation slips out of hand and you need a loan to save you, to pay the unexpected or otherwise expense. Be it the medical bills, home needs or some cash for ... Views:89
Whenever the term Quick Finance comes in the mind of a common person, the answer is with the swift loan service providers in the country. It is because they are the best places for getting the online cash loans. They claim that they are the sole experts in this field and can give you loan ... Views:86
If you have studied human history you will see that throughout the history of civilization you will read and hear about the word loan. This word is an integral part of social life on earth. As in the society, regardless of the era, there are always two kinds of people present. One who are very ... Views:67
Gone are those days when you needed to start a new project. But these projects needed a whole lot of money to get started and become profitable. As the time passes there are some innovations that had made life of the people considerably easy. It is because that in this day and age, there are no ... Views:59
2016 is almost over and many investors are often asking us about year end financial planning tips they should take advantage of before the end of the year. 2016 in particular offers a big opportunity to look over your finances, do something that could lower your taxes, and put more ... Views:164
The life of a student can get hectic since most students are juggling a few things at once like their classes, extracurricular activities, work, friends, and maybe a little fun. Of course, you still need to pay for necessities like rent or a car note. It is not uncommon for college students to ... Views:136
One of the most important purchases that you’ll make in your lifetime is a home. That goes doubly so if you’re married. You and your significant other will think long and hard before you decide to go out and purchase a home.
But before you go to the bank and apply for your loan, you should ... Views:107
Car buyers in India usually prefer buying new cars; a used car is more often than not bought while improvement from a two-wheeler or if one requires an extra set of wheels. Previously, most people purchased used cars from known sources, friends or relatives. Times have distorted, and you would ... Views:115
It can be stressful to owe another person or entity money. However, there may be times when going into debt is the only way to pay the bills or make a major purchase. Let's take a look at when it may be worthwhile to go into debt in an effort to help your financial situation in the long ... Views:122
While many of us are looking for new ways to get rich, a lot of us aren’t thinking about the tried and true, common sense methods of saving money and achieving personal wealth the old-fashioned way. But, think about it for a minute. All of those old methods worked for people for many, many ... Views:252
The Millennial Generation would enjoy a road of financial success greater than that of their parents, but they worry about the financial opportunities and their financial future with life expectancy in their generation estimated to top 100 years and more.
Out of 3,000 respondents surveyed ... Views:178
1. Count Calories
Counting the number of calories you consume on a daily basis will help to make you more aware of your habits. Self-awareness is always the first step towards self-discipline. I am not suggesting any radical diets or unrealistic lifestyle changes, but simply a conscious act ... Views:245
Debt settlement is nothing, but settling the debts with your creditors for less than you actually owe them. As it may leave a dark impression on your credit score, debt settlement should be avoided. Debt management can be the solution for you, if you are neck deep into debts. As soon as you ... Views:158
Businesses use your credit score to determine whether or not they want to loan you money and what rates you’ll pay on the money you’re loaned. While each company has its own set of standards that define “good” and “bad” credit, a general rule of thumb is that a score over 800 is excellent credit ... Views:175
There are 4 significant reasons why the majority of people fail to reach the level of financial abundance they truly desire:
1) Misconception they need to have money in order to make money (a common success myth)
2) They don’t know how to develop a success plan. They lack the training ... Views:465
Have you ever left the store with a bundle of bags and came home to find out that you actually bought a pile of things you don’t really need or like? Have you ever wondered why, no matter how much money you earn, you never feel like you make enough to support your needs and desires? Have you ... Views:300
Many banks offer zero interest EMIs on credit card business. They apparently don’t charge any interest except only take a onetime processing fee which looks to be very sensible.
Say you buy great for 6000 on a credit card and bank offers you an interest free alternative of paying it back in six ... Views:118
Shopping is no longer a sign of opulence. Young adults in the initial stages of their careers are willing to spend copious amount of money to buy things of lesser utility. People in America spend trillions of dollars in retail and up to USD 1.2 trillion annually on nonessential goods.
With ... Views:577
Personal Loan is a loan which is used for personal use. Personal Loan is usually used for holiday, marriage, home renovation, to pay the credit card dues etc.
Personal Loan is an unsecured loan facility provided by all banks to its clientele and they can make use of this loan within the end ... Views:140
Everywhere you turn you will hear recommendations to put away a portion of your income. The saving habit isn’t a novel one but some people still have a problem with it. According to a 2013 survey by Bankrate, the number of Americans who don’t have an emergency savings account is at 27 percent. ... Views:207
Getting the Coupon Codes For everyday or Routine Grocery shopping:
It is a annoying to go away from a website where you are making purchase of your favourite items in your online cart and just to glance for a coupon code, and in many cases, people just check out at the spot about the ... Views:212
According to the Bureau of Labor Statistics, about two-thirds of businesses with employees survive at least 2 years and about half survive at least 5 years. As one would expect, after the first few relatively volatile years, survival rates flatten out.
While the health of an economy plays a ... Views:253
1. Currency : Currency is the generally accepted in form of money. That includes coins and paper notes, and issued by the government and circulate with in the economy.
2. History of Currency : History of Currency related to the medium of physical transaction. Money is any clearly ... Views:228
First briefly the main features of a personal loan. A personal loan has a fixed interest rate, a fixed monthly fee and a fixed maturity. You borrow at one time the amount you need and record interim extra money is not possible. You pay every month a fixed amount of interest and principal.
The ... Views:207
Have you worked the last year or did you have a benefit? Then you have paid on your income tax. Usually this automatically from your pension or salary is withheld by the benefits agency or your employer. Often this amount is higher than what you would pay in reality and can thus recover a part. ... Views:225
When the time is fast approaching to do your tax return for the IRS you may think that you could do with a helping hand. At this same time thankfully the TurboTax software from Intuit will be released, this can be a great time to take advantage of software that has the ability to calculate your ... Views:200
You have not received a raise for a long time, and you feel you are entitled to a raise because you helped raise the productivity level and profits of your company. Your second child has just been born, and you need the money for additional expenses.
Here are some suggestions for asking ... Views:775
The importance of regularly checking credit reports is not lost on many people. It remains the fastest and most effective way to monitor your credit score and protect yourself from identity theft. By reviewing your report on a regular basis, you are able to catch any discrepancies early and ... Views:609
Numerous financial decisions can have a progressive, yet huge, sway on your life. Making them at the perfect time guarantees that you can meet your objectives and accomplish financial security. Martin Sumichrast, an investment expert, advises on these three major steps to take.
1.put aside ... Views:310
If you do business in the United States, then the threat of a lawsuit constantly hangs over your head. You might be looking at a lawsuit if a customer feels that a product that they purchased from you harmed them in some way. If you are not protected, then you could lose all of your assets in a ... Views:255
Understanding Wage Garnishment: Four things to keep in mind
Let us take a step back and look at what constitutes a wage garnishment. It is not a simple pay deduction, and it cannot be done at just anyone’s request, a wage garnishment is the legal way that a percentage of an employee’s pay is ... Views:285
A payday loan is a short term financial loan that you obtain usually
from a loan store and not a bank. It's given the name payday loan
because the borrower takes just sufficient amount to last him until the
end of the month when his paycheck falls due. In this article we will
examine the ... Views:162
Managing your income and expenditure is important to ensure savings for a rainy day, but many of us ignore it in the tangle of our day-to-day lives. This year, along with weight management and more travelling, it would be a great idea to include money management in your New Year Resolutions. ... Views:329
Because credit cards can be easy to obtain, it can be easy to get in over your head with credit card debt. While they may be simple to carry and convenient for making purchases, credit cards have been the cause for rising consumer debt and countless personal bankruptcies throughout the years. ... Views:726
Buying a home will probably be one of the most expensive purchases you will ever make. To fund this purchase, you can avail a housing loan. A Home Loan is the best option when it comes to financing a property without creating a dent in your savings.
For many, the EMIs of a Home Loan constitute ... Views:200
Everyone’s dream is to own a home. But, deciding to buy a home is not easy. It entails a lot of research in terms of property location, appreciable value of the property, the cost of the property apart from whether you want a ready to move in house or do you want to construct the house ... Views:168
If you are in need of some loan, you need to know the complete details of it at first. There are so many worst things that can happen to you and it may happen that you are paying more money as you expected that you will pay. You can’t do anything in such a situation. So, it would be good ... Views:199
March is Fraud Prevention Month in Canada – a time when Canadians should focus their attention on protecting their personal information. Why? Your personal identification numbers and online passwords give you direct access to your financial accounts. If that information falls into the wrong ... Views:229
March is Fraud Prevention Month in Canada, a great opportunity to become your own financial-security expert. There are simple steps you can take to do so. For example, make it a habit to read your bank statements each month and to order your free credit report regularly.
The credit report – ... Views:220
Most financial institutions offer a security commitment that protects you while banking on the Internet.
They are created to shield you if you suffer a financial loss from unauthorized online transactions. However, you'll lose that fraud protection if you don't take adequate ... Views:164