Mercy Reyes-Rubin

What we bring to the table for our clients are:

I was born and raised in Miami, Florida.

I care about the communities growth and the impact that it has.

I am a great listeners. And we want the best for each of our clients.

I take pride in providing what is the best investments for our clients budget and lifestyles.

I work well together as a team bringing unique talents and experienced to better serve our clients and their family.

I am available at all time for any questions or concerns that my clients may have in the process.

I communicate around our clients schedule by phone, letter, e-mail or text messaging.

This is my career and I do this full time and it is our business to take care of your needs.

I have patience and persistence in finding the right investment for my clients.

I am constantly involved in finding out the final approval plans from our County Commissioner and the City Commissioner by listening and participating with their meetings.

I understand the loan process and help buyers and investors finding the right mortgage for their budget.

I am constantly informing our existing clientele of our recent inventory and my listings to  more than 1,000 people in my database.

I have a great follow-up system so nothing falls into the crack. I have a daily schedule that committed and dedicated to my clients and their family.

Mrs. Reyes-Rubin speaks Spanish fluently.

I Will Exceed Your Expectations!

Hello Everyone:  My name is Mercy Reyes-Rubin. I’m licensed real estate agent & Mortgage Broker in State of Florida. If you are interested in buying real estate properties this year in Florida I would like to help you.   This is my first blog on this site. This is basic information on pre-qualified for a loan. After you are qualified by a lender than you can look for the real estate property you may be interested in. I can help you through the entire process of buying your first home in 2008. If you were to purchase your own home or condominium, you would be well on your way toward building equity within five to seven year period. By choosing a fixed-rate loan program, you can have the comfort of knowing that your monthly mortgage payment will never go up. In fact, you would have the option of refinancing to a lower interest rate at some point in the future should interest rates drop, and this would cause your monthly mortgage commitment will be reduced. 

In addition to building equity, there are tax advantages that come into play with home ownership. Depending on your tax bracket, owning a home is often less expensive than renting after taxes. Interest payments on a mortgage below $1 million are tax-deductible.   You can receive more information on this from your tax consultant when you are ready to do your income tax returns.

To find the loan program that is right for you, e-mail me at mercyrubinrealtor@yahoo.com or you may call me today at (305) 439-8406 I can help evaluate your monthly household income, current assets and savings, as well as any monthly obligations you may have for credit card payments, car payments, child support, etc. These prequalification factors, along with the report of your credit score, will determine how much house you can afford and what interest rate you will pay for financing. It is also important to let me know what your future goals are, because these I can help narrow down which loan option is the best fit for your long-term needs.  Thank you Mercy Reyes-RubinReal Estate Agent & Mortgage Broker in State of Florida http://www.floridateamexperts.com E-mail: mercyrubinrealtor@yahoo.com (305) 439-8406 Direct Line Interinvestments Realty730 N.W. 107 Ave. Suite # 120Miami, Fl. 33172(305) 220-1101 Office & (305) 220-1195 Fax 

Mercy Reyes-RubinReal Estate Agent & Mortgage Broker in State of Florida http://www.floridateamexperts.com E-mail: mercyrubinrealtor@yahoo.com (305) 439-8406 Direct Line Interinvestments Realty730 N.W. 107 Ave. Suite # 120Miami, Fl. 33172(305) 220-1101 Office & (305) 220-1195 Fax