What Types of Insurance do Movers in Daytona Beach Offer

Ensuring that the moving company you choose has proper and sufficient insurance and liability coverage is one of the most vital things you need to do before you move your belongings. You should never use a moving company that does not have moving insurance . Different movers in Daytona Beach carry various types of insurance . When calling a moving company, you should ask them what kind of insurance they have and what it covers. Get all this information in writing. You may want to contact the Better Business Bureau to check on how the moving companies that you are considering have responded to claims in the past and if they have any complaint record.

Types of Moving Insurance and Liability
When it comes to liability coverage, ask the different movers you contact about the different insurance packages they offer. Movers in Daytona Beach generally have four types of liability coverage. There is basic liability coverage that is included in the price of moving. Make sure to ask what this basic moving insurance covers. A mover will also have more inclusive liability coverage that costs extra. Moving companies also offer what’s called Declared Value Protection. With this coverage, the insurance holds the mover liable for $1.25 times the weight of the shipment. It is also based on the depreciated value of your possessions.

The third type of insurance is called the Full Replacement Value. With this type of liability coverage, moving companies are responsible to cover the cost for the replacement or repair of damaged or broken goods. This will usually cost you between $3.50 to $4.00 times the weight of your shipment. Discuss with your mover what the minimum and maximum coverage they can give you under this category. You also might want to inquire about possible deductibles. The final category of liability coverage is for especially valuable items. It’s called Extraordinary Value Items. If you have highly valuable items or items that are worth more than $100 per pound for each one, then you should consider this added coverage.

Movers are not responsible for some of your damaged itemsPlease Note that movers are not responsible for items in boxes that they did not pack. Only if the box itself shows significant damage, you are likely to be covered for damage to anything inside the box. You are also not covered for “natural disasters,” such as fire, hurricane, tornado, windstorm, hail, etc.

Be advised that you have to tell the mover you choose the complete sum of the released value that you have affirmed for all of your items. Give your homeowners insurance a call and see if your insurance covers your move or what options they have for moving your goods. When you’re moving your possessions, protecting them and their value is one of the most important things you can do. Don’t entrust your belongings to any moving companies that don’t have insurance.

To find fully licensed and insured movers, choose Moversfolder. Just by providing your moving details you can get access to a huge database of reliable movers, learn about them and even get free moving company quotes from them. By comparing these quotes, you can find the right mover for you.