Whether you're looking for the perfect birthday present or a special graduation gift, prepaid credit cards are one of the most popular options around. Though gift cards have been especially popular in recent years, more people are turning to prepaid credit cards because they offer greater flexibility and additional choices to the gift recipient. The special person in your life will be able to pick out anything he or she wants with a prepaid credit card from the My Green Dot program. Best of all, the card includes numerous benefits that make it even easier to use.

1. Take It Anywhere You Go
Everyone will love receiving a prepaid card from the My Green Dot program because it can be used just like a regular Visa or Mastercard credit card. Unlike store gift cards that are only valid at a particular retailer, a prepaid credit card can be used anywhere, including your favorite local restaurant or the gas pump. If you're not sure where your loved ones like to shop, simply pick up prepaid credit cards and let them choose their favorite places. No matter how picky your friends and family members are, you can't go wrong with prepaid credit cards.

2. Good for Any Amount
Loading a prepaid credit card is even easier than deciding where to spend it. When you get cards from the My Green Dot program, you can add any amount you wish. This makes gift-giving simple, as you can pick up low-value cards for small occasions and higher cards for important events. For the gift that keeps on giving, you can also add money to a card at any time. Prepaid cards are a great way to thank someone who helps you out regularly or who holds a special place in your heart.

3. No Interest Charges
Your loved ones will be thrilled by the convenience and simplicity of prepaid cards. With no interest charges or penalty fees, your gift recipient can easily manage his or her card without ever needing to make a payment. Since you've paid for the cards upfront, your family and friends can simply sit back and enjoy their opportunities for spending.

4. Easy to ManageWhile the My Green Dot program already offers Online Bill Pay, cardholders can also now monitor their accounts from their mobile phones. The young ones on your list will especially love this exciting feature. With the On-The-Go mobile application, it's easy for them to keep track of everything within their Green Dot accounts so that they can always be in touch with their money.

5. Offers Safety and ProtectionThe My Green Dot card also offers the additional safety and protection that cash and checks simply cannot provide. If a card is lost or stolen, it's easy to replace. This is an especially important consideration if you'll be mailing your gift, as you'll know that you have coverage no matter where the card ends up. You'll also receive the same type of protection against disputed and fraudulent charges that you would enjoy with a traditional credit card. Regardless of the occasion, a prepaid card is one of the safest and smartest gifts for your loved ones.

Author's Bio: 

Steve Jacobson writes about many different financial topics including, debt, investment, credit cards, My Green Dot and more. Always looking for the best prepaid credit cards and rates, Steve usually uses https://www.moneypak.com/ as a recommendation for those looking for a great alternative to credit cards.