How to get Better Car Insurance Rates for your Teenager

However, there are a few things you can do to help decrease you're the costs associated with adding your teen to the policy and, at the same time, help them to become a safer driver. The following ideas can have a positive impact on your teenage driver car insurance rates:

1. Keep that driving record clean. Even one infraction can multiply a teenage driver's car insurance premium by a factor of ten. And that's not just for one year. The increased annual premium is likely to stay in effect for three years, costing extra dollars in increased insurance premiums.

2. Keep those grades up. Some car insurance companies offer lower rates to teenage drivers who qualify as full-time high school or college students and maintain at least a 3.0 grade average. It doesn't hurt to ask about it when you're shopping for car insurance quotes.

3. Consider an accredited driver safety course for your teenage driver. Some insurance companies sponsor them locally. Or, check online with the National Safety Council. Your teenage driver might qualify for a car insurance discount and is likely to become a safer driver in the process.

4. Consider a safer car. By avoiding sport cars, expensive cars, and SUV's your teenage driver may save up to 50% on car insurance premiums. Consider a newer model car with airbags as a cheaper, and safer, alternative for your teen.

5. Stuff the car with safety features. To keep your teen safe, and save on car insurance premiums, consider ensuring the car has side-airbags, automatic seat belts, and anti-lock brakes to your teenage driver's vehicle.

By considering these five factors that affect teenager driver car insurance, you can make those teen years a little less expensive and a lot more enjoyable.