Rotem Cohen
( Motivation)
I've created an Excel spreadsheet where I track all our expenses. It's quite detailed. We've also decided on a monthly budget. We draw cash in advance for our daily spending throughout the whole month. We do our best to stick to that budget and not to use our credit cards. I can't say that we never buy with credit card or that we don't cross our budget, but these two methods sure keep us in control of our spending. It keeps us away from debt, it helps us know exactly 'where all our money goes', and it enables us to plan ahead.
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