The good news is that the California legislature is taking steps to encourage growth in the environmental sustainability sector by passing laws that fund innovation and generate job creation. And in the long term, these laws will help to protect the environment against climate change and atrophy. But, while California’s climate laws give utilities incentives to protect the environment, they may wreak havoc on your energy bills. That’s because utility companies are taking new costly measures to make sure that they conform to the strict new regulations. In addition, many utilities are opening solar- and wind-powered plants. This can mean that your electric bills will skyrocket soon as utilities charge extra to cover their costs. But utility bills are already expensive enough. How will you be able to adjust to the higher costs of your bills in the new “green” age of environmental regulations? We can’t ignore climate change, but we can’t dig ourselves further into debt either.

The costs of energy efficiency will eventually level out, like every other technological innovation that has hit the market. But for now, you need quick cash to cover you rising bills. So what do you do? One way to get quick, hassle-free cash is to take out a short term loan, such as an auto title loan. If you’re in a financial bind and you just need some money to hold the bill collectors at bay, nothing beats a title loan for fast money at affordable rates. All you need to do is head down to your local specialist with your car title in hand. If your vehicle is worth $4,000 or more, you can get a title loan. There’s no credit check, and no mountains of paperwork like you may find with traditional banks. As a matter of fact, the process rarely takes more than one hour.

Once you turn over your title, it functions as a kind of collateral. The lender holds on to your title, but you get to keep the car for the entire duration of the title loan repayment period. This makes title loans preferable to other kinds of collateral loans, where you would actually have to relinquish the vehicle in exchange for the loan. In addition, car title loans come with a repayment period that can last up to three years, which means you can have plenty of time to pay the loan back. However, if you want a shorter repayment period—which translates into less interest—you can do that too. This will come as a relief to Californians who already have a hard time paying their utility bills. For more information contact the experts at http://tfciloan.com

Author's Bio: 

Sarah Waters lives in Los Angeles and blogs about financial news, consumer tips, home buying topics, and other issues relevant to personal finance. She has worked in the financial sector for nearly two decades and devotes her life to helping people make the most of their money.